/* insurancecarlsbad.vip — a hacienda wall of lime-wash plaster with deep arched niches; the six quote choices are brine jars on kraft shelves, lids in Talavera cobalt, labels in kraft. */
@font-face{font-family:"Oleo Script";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/oleo-script-400.woff2) format("woff2")}
@font-face{font-family:"Oleo Script";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/oleo-script-700.woff2) format("woff2")}
@font-face{font-family:"Catamaran";font-weight:400;font-style:normal;font-display:swap;src:url(/fonts/catamaran-400.woff2) format("woff2")}
@font-face{font-family:"Catamaran";font-weight:700;font-style:normal;font-display:swap;src:url(/fonts/catamaran-700.woff2) format("woff2")}

:root{
  color-scheme:light;
  --wall:#F4F6F0;
  --haze:#E2EDE9;
  --haze-deep:#CFE0DB;
  --cobalt:#1D3F8F;
  --cobalt-deep:#14285E;
  --night:#0E1946;
  --bougain:#8E1A52;
  --bougain-deep:#5E0F36;
  --magenta:#A2215E;
  --magenta-deep:#7E1748;
  --lemon:#E3B93A;
  --kraft:#C99B5E;
  --kraft-deep:#9C7038;
  --label:#EBD8AE;
  --ink:#17203A;
  --ink-soft:#434E6C;
  --leaf:#3F6A2B;
  --t-coral:#FBD7CC;
  --t-dill:#D9ECCB;
  --t-ruby:#F2C8D6;
  --t-brine:#D3E8F0;
  --t-lemon:#F8E9A9;
  --t-lilac:#E2D8F2;
  --display:"Oleo Script","Brush Script MT","Segoe Script",cursive;
  --body:"Catamaran","Helvetica Neue",Arial,system-ui,sans-serif;
  --tile:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' width='32' height='16'%3E%3Crect width='32' height='16' fill='%2314285E'/%3E%3Cpath d='M16 2l6 6l-6 6l-6-6Z' fill='%23E3B93A'/%3E%3Cpath d='M0 2l4 6l-4 6M32 2l-4 6l4 6' fill='none' stroke='%23F4F6F0' stroke-width='1.5'/%3E%3C/svg%3E");
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scrollbar-color:var(--cobalt) var(--haze)}
body{margin:0;color:var(--ink);font-family:var(--body);font-size:1.125rem;line-height:1.55;background-color:var(--wall);background-image:url("data:image/svg+xml,%3Csvg xmlns='http%3A//www.w3.org/2000/svg' width='260' height='260'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.035 .05' numOctaves='3' seed='9'/%3E%3CfeColorMatrix values='0 0 0 0 .45 0 0 0 0 .55 0 0 0 0 .6 0 0 0 .16 0'/%3E%3C/filter%3E%3Crect width='260' height='260' filter='url(%23n)'/%3E%3C/svg%3E")}
::selection{background:var(--cobalt);color:#fff}
a{color:inherit}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--magenta);outline-offset:3px;border-radius:3px}

/* ---------- header: a Talavera-bordered cobalt band ---------- */
.site-header{background:var(--cobalt-deep);color:#fff;position:relative;margin-bottom:16px}
.site-header::after{content:"";position:absolute;left:0;right:0;bottom:-16px;height:16px;background:var(--tile) repeat-x left top/32px 16px}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:72px;max-width:1180px;margin:0 auto;padding:8px 20px}
@media(min-width:760px){.header-inner{padding-inline:32px}}
.brand{display:inline-flex;align-items:center;gap:14px;text-decoration:none;min-height:48px;font-size:1rem;line-height:1.2;color:#fff}
.brand strong{font-family:var(--display);font-weight:700;font-size:1.45rem;letter-spacing:.01em;display:block}
.brand-mark{flex:none;width:46px;height:46px;display:grid;place-items:center;border-radius:50%;background:var(--label);color:var(--cobalt-deep);border:3px solid var(--kraft);box-shadow:0 0 0 2px var(--cobalt-deep),0 0 0 4px var(--label);font-family:var(--display);font-weight:700;font-size:1.65rem;line-height:1}
.header-link{display:inline-flex;align-items:center;min-height:44px;border:0;padding:0;background:none;color:#fff;font-size:1rem;font-weight:700;text-decoration:underline;text-decoration-color:var(--lemon);text-decoration-thickness:2px;text-underline-offset:.28em;text-align:right;white-space:nowrap;cursor:pointer}
.header-link span{color:var(--lemon)}

/* ---------- home: the wall, the niche rack, the jars ---------- */
.rancho{overflow-x:clip;background:var(--night);color:#fff}
@media(min-width:1040px){.rancho{background:linear-gradient(90deg,var(--bougain) 0 40%,var(--night) 40% 100%)}}
.rancho .site-header{background:transparent}
.wall{padding:34px 0 64px}
.wall-in{margin:0 auto;padding:0 20px;display:grid;grid-template-columns:minmax(0,1fr);gap:26px;align-items:start}
@media(min-width:760px){.wall-in{padding-inline:32px}}
@media(min-width:1040px){
  .wall-in{max-width:none;padding:0;grid-template-columns:40% minmax(0,1fr);grid-template-rows:auto auto 1fr;column-gap:0;row-gap:0;align-items:start}
  .wall-in .minimal-shell{display:contents}
  .wall-in h1{grid-column:1;grid-row:1;padding-left:max(32px,calc((100vw - 1220px)/2 + 32px));padding-right:36px}
  .wall-in .agency-line{grid-column:1;grid-row:2;justify-self:start;max-width:calc(100% - 64px);margin-left:max(32px,calc((100vw - 1220px)/2 + 32px));margin-top:10px}
  .wall-in h1::after{left:max(32px,calc((100vw - 1220px)/2 + 32px));width:min(280px,calc(100% - 80px))}
  .wall-in .rack{grid-column:1;grid-row:3;margin:34px 0 0 max(32px,calc((100vw - 1220px)/2 + 32px));max-width:330px;align-self:end}
  .wall-in .choice-grid{grid-column:2;grid-row:1 / 4;align-self:center;grid-template-columns:repeat(2,minmax(0,1fr));gap:46px 26px;max-width:760px;padding:30px max(32px,calc((100vw - 1220px)/2 + 32px)) 34px 64px}
  .wall-in .choice-grid a:nth-child(n)::after{left:-9px;right:-9px}
  .wall-in .choice-grid a:nth-child(2n)::after{right:-4px}
  .wall-in .choice-grid a:nth-child(2n+1)::after{left:-4px}
}
.rack{order:2;max-width:300px;width:100%;margin:0 auto}
.rack-art{display:block;width:100%;height:auto}
.minimal-shell{display:flex;flex-direction:column;min-width:0}
.minimal-shell h1{margin:6px 0 40px;font-family:var(--display);font-weight:700;font-size:clamp(2.7rem,7.2vw,5.6rem);line-height:1.02;letter-spacing:.005em;color:#fff;text-shadow:0 4px 0 var(--bougain-deep);position:relative;padding-bottom:20px}
.minimal-shell h1::after{content:"";position:absolute;left:0;bottom:0;width:min(100%,280px);height:10px;background:var(--tile) repeat-x left center/20px 10px;border-radius:2px}
.choice-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:46px 18px;padding-bottom:12px}
.choice-grid a{position:relative;min-height:158px;padding:40px 16px 16px;display:flex;align-items:flex-end;justify-content:flex-start!important;text-align:left!important;color:var(--ink);font-family:var(--body);font-weight:700;font-size:clamp(1.06rem,1.45vw,1.25rem);line-height:1.22;text-decoration:none;border:3px solid var(--label);border-radius:16px 16px 22px 22px;
  background:
    radial-gradient(circle at 18% 78%,rgba(255,255,255,.75) 0 3px,transparent 4px),
    radial-gradient(circle at 82% 62%,rgba(255,255,255,.7) 0 4px,transparent 5px),
    radial-gradient(circle at 70% 88%,rgba(255,255,255,.6) 0 2.5px,transparent 3.5px),
    linear-gradient(180deg,#F1F8F6 0 30%,var(--jar,var(--t-coral)) 30% 100%);
  box-shadow:inset 0 0 0 3px rgba(255,255,255,.65),0 12px 20px -12px rgba(0,0,0,.7);
  transition:transform .25s cubic-bezier(.16,1,.3,1),border-color .2s,box-shadow .25s}
.choice-grid a:nth-child(1){--jar:var(--t-coral)}
.choice-grid a:nth-child(2){--jar:var(--t-dill)}
.choice-grid a:nth-child(3){--jar:var(--t-ruby)}
.choice-grid a:nth-child(4){--jar:var(--t-brine)}
.choice-grid a:nth-child(5){--jar:var(--t-lemon)}
.choice-grid a:nth-child(6){--jar:var(--t-lilac)}
.choice-grid a::before{content:"";position:absolute;left:50%;top:-17px;width:52%;height:19px;transform:translateX(-50%);border-radius:7px 7px 3px 3px;background:repeating-linear-gradient(90deg,#3A66CF 0 6px,var(--cobalt) 6px 8px);box-shadow:0 2px 0 var(--lemon)}
.choice-grid a:nth-child(even)::before{background:repeating-linear-gradient(90deg,#C42E7A 0 6px,var(--magenta) 6px 8px)}
.choice-grid a::after{content:"";position:absolute;left:-9px;right:-9px;bottom:-21px;height:13px;border-radius:3px;background:linear-gradient(180deg,var(--kraft) 0 55%,var(--kraft-deep) 55% 100%);z-index:-1}
.choice-grid a:nth-child(3n)::after{right:-4px}
.choice-grid a:nth-child(3n+1)::after{left:-4px}
.choice-grid a:hover{transform:translateY(-4px);border-color:var(--lemon);box-shadow:inset 0 0 0 3px rgba(255,255,255,.7),0 16px 22px -12px rgba(20,40,94,.6)}
.choice-grid a:hover::before{box-shadow:0 2px 0 var(--lemon),0 -2px 0 var(--magenta)}
.choice-grid{isolation:isolate}
.agency-line{align-self:flex-start;margin:34px 0 0;padding:10px 16px;background:var(--label);border:2px dashed var(--kraft-deep);border-radius:6px;color:var(--ink);font-size:1rem;font-weight:700;transform:rotate(-.6deg)}
.agency-line a{color:var(--cobalt-deep);text-decoration-thickness:2px;text-underline-offset:.2em}

@media(max-width:1039px){
  .minimal-shell h1::after{background-color:transparent}
}
@media(max-width:850px){
  .choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .choice-grid a:nth-child(3n)::after{right:-9px}
  .choice-grid a:nth-child(3n+1)::after{left:-9px}
  .choice-grid a:nth-child(2n)::after{right:-4px}
  .choice-grid a:nth-child(2n+1)::after{left:-4px}
}
@media(max-width:560px){
  .wall{padding-top:30px}
  .minimal-shell h1{margin-bottom:30px}
  .choice-grid{grid-template-columns:1fr;gap:44px}
  .choice-grid a{min-height:116px}
  .choice-grid a::after,.choice-grid a:nth-child(n)::after{left:-4px;right:-4px}
  .brand{font-size:.9rem;gap:10px}
  .brand strong{font-size:1.2rem}
  .brand-mark{width:40px;height:40px;font-size:1.4rem}
  .header-inner{flex-wrap:wrap;gap:4px 14px;padding-inline:16px}
  .header-link{margin-left:auto;white-space:normal;font-size:.95rem}
  .rack{max-width:240px}
}

/* ---------- local board: the cellar shelf of jar-label cards ---------- */
.local-board{background:var(--haze);color:var(--ink);position:relative;border-top:16px solid var(--cobalt-deep)}
.local-board::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px;background:var(--tile) repeat-x left top/32px 16px}
#city-notes{background:var(--wall)}
.local-wrap{max-width:1180px;margin:auto;padding:70px 32px 90px}
.local-intro{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;padding:0 0 32px;border-bottom:4px double var(--kraft-deep)}
.local-kicker,.local-card-kicker,.local-small-label{color:var(--magenta-deep);font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.local-kicker{margin:0 0 14px}
.local-kicker span{padding:0 6px;color:var(--cobalt)}
.local-intro h2{margin:0;font-family:var(--display);font-weight:700;font-size:clamp(2.6rem,5.8vw,4.6rem);line-height:1.04;color:var(--cobalt-deep)}
.local-intro > div > p:last-child{max-width:540px;margin:16px 0 0;color:var(--ink-soft);font-size:1.0625rem}
.local-generated{flex:none;margin:0 0 3px;color:var(--ink-soft);font-size:.875rem;font-weight:700}
.local-section-heading{display:flex;justify-content:flex-start;align-items:center;flex-wrap:wrap;gap:10px 18px;margin:58px 0 22px}
.local-section-heading > span{order:1;display:inline-block;padding:5px 12px;background:var(--label);border:2px dashed var(--kraft-deep);border-radius:5px;color:var(--ink);font-size:.82rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;transform:rotate(-1deg)}
.local-section-heading h3{order:2;margin:0;font-family:var(--display);font-weight:700;font-size:clamp(1.85rem,3.4vw,2.6rem);line-height:1.1;color:var(--cobalt-deep)}
.local-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px 22px}
.local-card{position:relative;min-width:0;padding:26px 26px 24px;border:3px solid var(--cobalt);border-radius:14px 14px 22px 22px;background:#fff;box-shadow:inset 0 14px 0 0 var(--cobalt),inset 0 0 0 3px #EEF5F3,0 10px 0 -4px var(--kraft),0 14px 22px -14px rgba(20,40,94,.5)}
.local-card{padding-top:38px}
.local-grid > .local-card:nth-child(even){border-color:var(--magenta);box-shadow:inset 0 14px 0 0 var(--magenta),inset 0 0 0 3px #EEF5F3,0 10px 0 -4px var(--kraft),0 14px 22px -14px rgba(20,40,94,.5)}
.local-card h4{margin:6px 0 16px;font-family:var(--display);font-weight:700;font-size:clamp(1.55rem,2.6vw,2.05rem);line-height:1.12;color:var(--cobalt-deep)}
.local-card-kicker{margin:0}
.local-card .local-copy{margin:10px 0;color:var(--ink)}
.local-card .local-subtle,.local-subtle{display:block;color:var(--ink-soft);font-size:.9rem}
.local-source{margin:22px 0 0;padding-top:12px;border-top:2px dotted var(--kraft-deep);color:var(--ink-soft);font-size:.8125rem;font-weight:700}
.local-link{display:inline-flex;align-items:center;min-height:44px;margin-top:6px;color:var(--cobalt);font-size:1rem;font-weight:700;text-decoration-thickness:2px;text-underline-offset:4px}
.local-link:hover{color:var(--magenta-deep)}
.local-wide{grid-column:1 / -1}
.local-weather-lead{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:end;padding:10px 0 24px;border-bottom:2px dotted var(--kraft-deep)}
.local-weather-lead > div:first-child{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 22px}
.local-big-temp{font-family:var(--display);font-weight:700;font-size:clamp(5rem,12vw,8.4rem);line-height:.9;color:var(--magenta)}
.local-weather-condition{max-width:200px;color:var(--ink);font-size:1.125rem;font-weight:700}
.local-weather-note{padding-bottom:6px;display:flex;flex-direction:column;gap:5px;color:var(--ink-soft);font-size:1rem}
.local-weather-note strong{color:var(--ink);font-size:1.125rem}
.local-day-strip,.local-hour-strip{display:flex;overflow-x:auto;scrollbar-width:thin;scrollbar-color:var(--cobalt) var(--haze)}
.local-day-strip{gap:0;padding:20px 0;border-bottom:2px dotted var(--kraft-deep)}
.local-day{flex:0 0 150px;padding:0 14px;border-left:2px dotted var(--kraft-deep);display:flex;flex-direction:column;gap:5px;font-size:.875rem;color:var(--ink-soft);line-height:1.3}
.local-day:first-child{border-left:0;padding-left:4px}
.local-day strong{color:var(--ink);font-size:.95rem}
.local-day-temp{color:var(--magenta);font-size:1.3rem;font-weight:700}
.local-small-label{margin:22px 0 12px}
.local-hour-strip{gap:9px;padding-bottom:6px}
.local-hour{flex:0 0 94px;padding:10px;border-radius:9px 9px 14px 14px;border:2px solid var(--haze-deep);background:#F1F8F6;display:flex;flex-direction:column;gap:3px;font-size:.8125rem;color:var(--ink-soft)}
.local-hour strong{color:var(--cobalt-deep);font-size:1.3rem}
.local-big-number{margin:14px 0 8px;color:var(--magenta);font-family:var(--display);font-weight:700;font-size:4.6rem;line-height:1}
.local-radar{margin:18px 0 0;overflow:hidden;border:5px solid var(--kraft);border-radius:8px;background:#fff}
.local-radar img{display:block;width:100%;height:auto}
.local-radar figcaption{padding:6px 10px;color:var(--ink-soft);font-size:.8125rem;background:#fff}
.local-alert,.local-advisory{display:flex;gap:18px;padding:22px 24px;margin-top:22px;border:3px solid var(--magenta);border-radius:14px 14px 20px 20px;background:#FCEAF1;color:var(--ink)}
.local-alert-icon{flex:none;display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--magenta-deep);color:#fff;font-weight:700}
.local-alert h3,.local-advisory h3{margin:6px 0 8px;font-size:1.25rem;line-height:1.35;color:var(--ink)}
.local-alert p,.local-advisory p{margin-bottom:0}
.local-advisory{align-items:center;border-color:var(--leaf);background:#E7F2DC}
.local-advisory-mark{flex:none;color:var(--leaf);font-size:2.4rem;line-height:1}
.local-advisory h3{font-family:var(--display);font-weight:700;font-size:clamp(1.4rem,2.5vw,1.8rem);line-height:1.2;color:var(--ink)}
.local-advisory-alert{border-color:var(--magenta);background:#FCEAF1}
.local-advisory-alert .local-advisory-mark{color:var(--magenta-deep)}
.local-row{padding:12px 0;border-bottom:2px dotted var(--haze-deep)}
.local-row:first-of-type{padding-top:0}
.local-row:last-of-type{border-bottom:0}
.local-row-title{display:block;color:var(--cobalt-deep);font-size:1.0625rem;font-weight:700;line-height:1.35;text-decoration-color:var(--lemon);text-decoration-thickness:2px;text-underline-offset:4px}
.local-row-title:hover{color:var(--magenta-deep)}
.local-row-detail{display:block;margin-top:4px;color:var(--ink-soft);font-size:.9rem}
.local-news-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:34px}
.local-market-name{display:block;font-size:1.0625rem}
.local-lottery{padding:12px 0;border-bottom:2px dotted var(--haze-deep);display:flex;flex-direction:column;gap:5px}
.local-lottery strong{font-size:1.3rem;letter-spacing:.04em;color:var(--cobalt-deep)}

/* ---------- inner pages: quote and question forms as shelved jars ---------- */
.page-shell{max-width:1120px;margin:auto;padding:54px 20px 80px}
@media(min-width:760px){.page-shell{padding-inline:32px}}
.eyebrow{margin:0 0 6px;color:var(--magenta-deep);font-size:1rem;font-weight:700;letter-spacing:.02em}
.intro h1{margin:0;font-family:var(--display);font-weight:700;font-size:clamp(2.8rem,6.4vw,5rem);line-height:1.04;color:var(--cobalt-deep)}
.intro-copy{margin:18px 0 0;color:var(--ink-soft);font-size:clamp(1.0625rem,1.8vw,1.25rem);max-width:680px}
.options{margin-top:48px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px 18px}
.option{position:relative;min-width:0;min-height:240px;padding:34px 22px 22px;display:flex;flex-direction:column;align-items:flex-start;border:3px solid var(--cobalt);border-radius:16px 16px 22px 22px;background:linear-gradient(180deg,#F1F8F6 0 24%,var(--t-brine) 24% 100%)}
.option-number{color:var(--magenta-deep);font-size:.85rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.option h2{margin:14px 0 8px;font-family:var(--display);font-weight:700;font-size:clamp(1.5rem,2.6vw,2rem);line-height:1.12;color:var(--cobalt-deep)}
.option p{margin:0;color:var(--ink);font-size:1rem;max-width:30ch}
.option .option-action{margin-top:auto;padding:12px 15px;min-height:48px;width:100%;display:inline-flex;align-items:center;justify-content:space-between;gap:10px;border:0;border-radius:10px;color:#fff;background:var(--cobalt);font-weight:700;font-size:1rem;line-height:1.25;text-decoration:none;text-align:left;cursor:pointer}
.option-action:hover{background:var(--magenta)}
.option-action span{font-size:1.2rem;line-height:1}
.option .option-note{margin-top:8px;font-size:.875rem;color:var(--ink-soft)}

.question-section{scroll-margin-top:25px;margin-top:70px;padding:40px 36px 36px;border:3px solid var(--cobalt);border-radius:14px 14px 24px 24px;background:#fff;box-shadow:inset 0 16px 0 0 var(--cobalt),inset 0 0 0 3px #EEF5F3,0 12px 0 -4px var(--kraft)}
.question-section{padding-top:56px}
.question-heading h2{margin:0;font-family:var(--display);font-weight:700;font-size:clamp(2rem,4vw,3rem);line-height:1.1;color:var(--cobalt-deep)}
.question-heading > p:last-child{margin:12px 0 0;color:var(--ink-soft)}
.question-form{margin-top:32px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 20px}
.form-grid label{display:flex;flex-direction:column;gap:7px;font-weight:700;font-size:1rem;color:var(--ink)}
.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;border:2px solid #56688F;border-radius:10px;padding:12px 14px;color:var(--ink);background:#F8FBFA;font-weight:400}
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{outline:3px solid var(--magenta);outline-offset:1px;background:#fff}
.form-grid input,.form-grid select{min-height:50px}
.form-grid textarea{min-height:140px;resize:vertical}
.form-grid .message-field{grid-column:1 / -1}
.form-grid .checkbox-row,.quote-form > fieldset > .checkbox-row{display:flex;flex-direction:row;align-items:flex-start;gap:12px;font-weight:400;min-height:44px}
.form-grid .checkbox-row{grid-column:1 / -1}
.form-grid .checkbox-row input,.quote-form > fieldset > .checkbox-row input{width:24px;min-width:24px;height:24px;min-height:24px;margin:2px 0 0;accent-color:var(--cobalt)}
.quote-form > fieldset > .checkbox-row{margin-top:22px}
.honeypot{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.form-bottom{margin-top:26px}
.form-bottom button,.quote-submit button,.quote-results button{min-height:52px;display:inline-flex;align-items:center;gap:12px;border:0;border-radius:11px;padding:13px 24px;color:#fff;background:var(--cobalt);font-weight:700;font-size:1.0625rem;box-shadow:0 4px 0 var(--cobalt-deep);cursor:pointer;transition:transform .15s,background .2s}
.form-bottom button:hover,.quote-submit button:hover,.quote-results button:hover{background:var(--magenta);box-shadow:0 4px 0 var(--magenta-deep)}
.form-bottom button:active,.quote-submit button:active,.quote-results button:active{transform:translateY(3px);box-shadow:0 1px 0 var(--cobalt-deep)}
.submit-note{max-width:620px;margin:18px 0 0;color:var(--ink-soft);font-size:.9375rem}
.form-status{min-height:24px;margin:12px 0 0;color:var(--magenta-deep);font-weight:700;font-size:1rem}

.product-switch{display:flex;flex-wrap:wrap;gap:10px;margin:34px 0 18px}
.product-switch a{display:inline-flex;align-items:center;min-height:46px;border:2px solid var(--cobalt);border-radius:8px 8px 14px 14px;padding:8px 18px;background:#fff;color:var(--cobalt-deep);font-weight:700;text-decoration:none}
.product-switch a:hover{border-color:var(--magenta);color:var(--magenta-deep)}
.product-switch a[aria-current="page"]{border-color:var(--cobalt-deep);color:#fff;background:var(--cobalt)}
.quote-form fieldset{min-width:0;margin:30px 0;padding:34px 28px 28px;border:3px solid var(--cobalt);border-radius:14px 14px 22px 22px;background:#fff;box-shadow:inset 0 14px 0 0 var(--cobalt),inset 0 0 0 3px #EEF5F3,0 10px 0 -4px var(--kraft)}
.quote-form fieldset:nth-of-type(even){border-color:var(--magenta);box-shadow:inset 0 14px 0 0 var(--magenta),inset 0 0 0 3px #EEF5F3,0 10px 0 -4px var(--kraft)}
.quote-form legend{padding:2px 14px;margin-left:-4px;background:var(--label);border:2px dashed var(--kraft-deep);border-radius:5px;color:var(--ink);font-family:var(--display);font-weight:700;font-size:1.45rem;line-height:1.3}
.quote-form .form-grid{margin-top:8px}
.quote-submit{margin:24px 0 50px;max-width:720px}
.quote-submit button:disabled,.quote-results button:disabled{cursor:wait;opacity:.65}
#quote-status{color:var(--magenta-deep);font-weight:700}
.quote-results{margin:30px 0 70px;padding:38px 28px 26px;border:3px solid var(--leaf);border-radius:14px 14px 22px 22px;background:#fff;box-shadow:inset 0 14px 0 0 var(--leaf)}
.quote-results h2{margin:0 0 16px;font-family:var(--display);font-weight:700;font-size:2rem;color:var(--cobalt-deep)}
.quote-results article{border-top:2px dotted var(--kraft-deep);padding:20px 0}
.quote-results article h3{margin:0 0 5px;color:var(--cobalt-deep)}
.quote-results article p{margin:4px 0 13px}

.site-footer{max-width:none;margin:0;padding:26px max(20px,calc((100% - 1116px)/2)) 34px;display:flex;align-items:baseline;flex-wrap:wrap;gap:8px 22px;background:var(--cobalt-deep);color:#fff;font-size:.9375rem;border-top:6px solid var(--lemon)}
.site-footer p{margin:0}
.site-footer > p:first-child{color:#fff;font-family:var(--display);font-weight:700;font-size:1.25rem}
.site-footer a{color:#fff;text-underline-offset:4px}
.site-footer .footer-note{flex-basis:100%;color:#DCE4F7}

@media(max-width:850px){
  .options{grid-template-columns:repeat(2,minmax(0,1fr))}
  .local-intro{align-items:flex-start;flex-direction:column}
}
@media(max-width:590px){
  .page-shell{padding:38px 16px 60px}
  .options{margin-top:36px;grid-template-columns:1fr}
  .option{min-height:0}
  .question-section{margin-top:54px;padding:28px 18px 26px}
  .form-grid{grid-template-columns:1fr;gap:19px}
  .quote-form fieldset{padding:22px 16px 24px}
  .quote-results{padding:22px 16px}
  .local-wrap{padding:52px 18px 66px}
  .local-section-heading{margin-top:46px}
  .local-grid,.local-weather-lead,.local-news-list{grid-template-columns:1fr}
  .local-card{padding:22px 18px}
  .local-weather-lead{gap:14px}
  .local-alert,.local-advisory{padding:20px 16px;gap:12px}
  .local-day{flex-basis:130px}
  .site-footer{padding:24px 16px 32px}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .choice-grid a,.form-bottom button,.quote-submit button{transition:none}
}
.agency-line a{white-space:nowrap}